40AM Capital Privacy Policy
Last Updated: September 28, 2024
At 40AM Capital, your privacy is of utmost importance to us. This Privacy Policy outlines how we collect, use, share, and protect your personal information when you visit our website and use our services, including workshops, coaching, financial tools, and other offerings. By using our website and services, you agree to the practices outlined in this Privacy Policy.
1. Information We Collect
We collect personal and non-personal information to provide you with the best experience and to improve our services. The types of information we may collect include:
Personal Information
Name, Contact Information: Including your full name, email address, phone number, and mailing address.
Financial Information: Information you voluntarily provide related to your financial situation (e.g., income, expenses, financial goals, debt, savings).
Payment Information: When you purchase our services, we may collect your billing information, including credit card details or payment provider information.
Profile Information: Information related to your use of our tools, such as data entered into financial calculators or assessments, preferences, and history of services.
Non-Personal Information
Website Usage Data: Including IP addresses, browser type, pages visited, time spent on the site, and referring URLs. This is collected to improve user experience and analyze traffic patterns.
Cookies and Tracking Technologies
We may use cookies and similar technologies to improve your experience on our website. Cookies help us understand how you interact with our site, provide personalized content, and remember your preferences.
2. How We Use Your Information
The information we collect is used to provide, improve, and personalize our services, including but not limited to:
Service Delivery: Using your information to process payments, provide coaching, financial tools, and customer support.
Personalization: Customizing your experience by offering content and services tailored to your financial goals and preferences.
Communication: Sending you relevant information such as confirmations, updates, newsletters, marketing emails, or responses to inquiries.
Analytics and Improvements: Using aggregated data to analyze trends and improve our website, services, and user experience.
Legal Compliance: Fulfilling legal obligations and protecting our rights, users, and business from fraudulent activity.
3. Sharing Your Information
We value your privacy and do not sell or rent your personal information to third parties. However, we may share your information in the following circumstances:
Service Providers: We may share your information with third-party vendors who assist in operating our website, conducting our business, or providing services to you (e.g., payment processors, customer support platforms). These vendors are required to keep your information confidential and secure.
Business Transfers: In the event of a merger, acquisition, or sale of our company or assets, your personal information may be part of the transferred assets.
Legal Requirements: We may disclose your information if required by law, regulation, or court order, or to protect the rights, safety, and property of 40AM Capital or others.
4. Security of Your Information
The security of your personal information is our top priority. We are committed to implementing robust security measures to protect your data from unauthorized access, alteration, disclosure, or destruction. While no method of data transmission over the internet or electronic storage is entirely secure, we strive to ensure the highest level of protection for your information.
Our security measures include:
Encryption: We encrypt sensitive financial information to safeguard it during transmission and storage.
Regular Security Audits: We conduct regular security audits and updates to maintain and enhance our security protocols.
Access Control: Access to personal information is restricted to authorized personnel only, ensuring that your data is handled with the utmost care and confidentiality.
We continuously review and improve our security practices to provide you with peace of mind regarding the safety of your personal information.
5. Your Choices
We respect your rights and choices regarding your personal information and are committed to providing you with clear options:
Access and Correction: You have the right to request access to, correction of, or deletion of your personal information. To exercise these rights, please contact us directly.
Opt-Out of Communications: You can opt out of receiving promotional communications at any time by following the unsubscribe instructions included in our emails. Please note that you will still receive essential communications, such as service updates.
Cookies and Tracking: You have the option to adjust your browser settings to reject cookies. However, please be aware that this may affect your experience on our website.
We are dedicated to ensuring that you have control over your personal information and can make informed decisions about how it is used.
6. Data Retention
We are committed to retaining your personal information only for as long as necessary to fulfill the purposes outlined in this Privacy Policy or as required by law. Once your information is no longer needed for these purposes, we will take appropriate measures to securely delete or anonymize it.
Our data retention practices ensure that your personal information is handled with care and disposed of securely, providing you with peace of mind regarding the management of your data.
7. International Data Transfers
If you are accessing our website from outside the United States, please be aware that your information may be transferred to, stored, and processed in the United States, where our servers are located. By using our services, you consent to the transfer of your information to the United States, ensuring that it is managed in accordance with our stringent security standards.
8. Children’s Privacy
Our website and services are not intended for children under the age of 18. We do not knowingly collect personal information from children. If we become aware that a child under 18 has provided us with personal information, we will take immediate steps to delete it, ensuring the protection of their privacy.
9. Changes to This Privacy Policy
We may update this Privacy Policy periodically to reflect changes in our practices or legal obligations. We encourage you to review this page regularly for any updates. The date of the most recent update will always be indicated at the top of the policy, ensuring you are informed of any changes.
10. Contact Us
If you have any questions or concerns about this Privacy Policy or how we handle your personal information, please contact us HERE.
Conclusion:
This Privacy Policy outlines the measures we take to protect your information and how we handle it responsibly. By providing transparency and respecting your privacy, we aim to build trust with you as our valued client.